And so it begins... (updated) in Anxiety Vents

I wanted so hard to not talk about medical stuff. I really did. But I absolutely have to vent of some steam before I explode.

My husband got a phone call last night just before dinner that our insurance has “rejected my doctor’s referral”. So it appears that we are going to be out-of-pocket for a lot of a lot of pricey tests and everything involved with my visit to a pulmonologist about a week and a half ago. 🤬! This is exactly why… exactly why I was having a panic attack when I found out I was sick with some potentially major thing. Because I’ve been stuck with this insurance provider before. And been through this with them before. They are awful. They’ve done this to me before. And that is exactly why I was so specific with my PCP about needing to be sent to a place that is actually in my network… which apparently he either doesn’t seemed to have listened to or understood. Great. 😭

And writing this didn’t make me feel any better. I’ve been stewing since last night. I just… I honestly don’t even want to try anymore. I want to call and cancel every appointment and give up and deal with the consequences. Insurance is such a scam, and they look for any excuse they can come up with to not pay for something. Especially this company that shall not be named.

And to think, we specifically paid for the pricier version of their insurance on this go round with them in hopes of not having to deal with this sort of thing again. There is no way to win with them.

UPDATE:
Okay, so the pulmonologist office did end up being in-network after all! Since they are specialists, though, I will still have to pay most of it for now until I meet my deductible. Not great but at least better than I expected it to be.

2 things so far did get rejected, though. One was for something in the hospital that apparently used an improper billing code and isn’t something that I owe, they just have to sort that out themselves. The other item that got rejected was one of the scans my pulmonologist wanted me to have (that was why her name was on it), but the good news is that it isn’t a scan I’ve had yet. So I will have to call the doctor there and figure out where to go from there; whether we will challenge it or do something else instead.

Last updated April 12, 2023