a project in keeping it postive

My financial advisor called. He asked if I'd thought about long term care insurance... Well, I used to have it, but along with all my insurance, I let it lapse. I'm getting older - will be able to get Social Security soon... and Medicare also. Time to think about how to cover myself in case I get ill. Although I have diabetes, basically I am healthy, but I surely could be a LOT healthier.

I am an ostrich - keeping my head in the sand - I hate to think about the future. I know the expression: failure to plan is planning to fail. It's time.

I took out my insurance binder - papers from decades ago. Some could be discarded... I don't need to even think about disability insurance... even if I get sick/hurt it has nothing to do with ability to work... I retired from work years ago. I also discarded an old apartment insurance policy - I have a different policy from a different company.

But the paperwork!!! I found some that might be relevant. I think it's cruel that as people get older, they have more bureaucracy to figure out in terms of various insurance policies!

I phoned some companies which do business with my union... being in a group means discounts. I am so glad for the Internet as I looked many things up, and sent my advisor the websites. We meet on Monday. I think we'll have a lot to talk about.

Without insurance, you cannot afford to get hurt or sick, be in the hospital, home or nursing home... care comes at a GREAT cost. SO not looking forward to this!