Total Money Makeover - February Edition in Will Fly For Food

After some lengthy discussion and lots and lots of budgets, Nate and I finally decided to combine our debt snowball. He was getting hopeless with his first debt snowball - making $1000 payments he wasn't going to be done with it until August, when he originally was aiming for May. I suggested I add my debt snowball money to his - bringing it up to $1,700 a month. I help him pay his off first, then we pay my #1 off. Together we can pay BOTH off several months faster than both of us working on our own. This gave him hope. Hope is how you get the intensity, the focus you need. Hope is what keeps you going when you stumble and fall.

Originally we had both agreed to come into this relationship (and eventually marriage) with our own debt. We will still keep our accounts separate, we will just combine our debt snowball amounts. Since we are working towards a mutual goal, if one of us succeeds the other does, too. We aren't just two people, two roommates that bone occasionally. We are married. We are going to buy a house together. Raise children together. Why are we so reluctant to work together financially? It's just money. IT'S JUST MONEY!!! We are done letting it control us, and we are ready to start controlling it.

He is starting to pick up extra hours at work (as work permits - they are slow during the winter) and he is still working at Skyways. He is also doing flight instruction on the side. It's not a ton of money but a few extra $$$ a month. I did my background check and drug test for the bank. Hopefully they will get back to me with favorable results soon. I'm working my PT job still - bringing in between $500-600 a month, then another $100 or so at Skyways. The job at the bank would bring in more like $1,000 extra in a month. I'm almost done with my stretch of OT at work - I think the 12th is my next day off.

<3 Sarah