Property Update #21- New mortgage in Tennessee

9/5/23- Just talked to a new mortgage company. I can get approved for 150k if I put 20k down. I can do that. But I most likely still need to pick a new model home. I need to unlock one of my credit reports because I guess it’s still frozen due to incorrect information which I had problems with when I first tried to apply for a mortgage a year or so ago. So I’m gonna work on getting that sorted out before I worry about choosing a model home. 🙄🙄🙄

I am held up right now because one of my credit reports (Equifax) has incorrect information. They have my SSN entered incorrectly. I discovered this 2 years ago when I was in Texas trying to see what I could get pre approved for. I thought I fixed it via customer service but the same issue is happening. So this time I had to physically mail in copies of my SSN and drivers license and was told it takes 3-4 weeks to complete the request and then they MAIL you a new credit report to your mailing address. I have seen what the mortgage process entails with bestie so I know I need the survey done before you can get too far anyway. We are working on that now.

Last updated September 28, 2023