Living Situation in 2014

Ok so….. Yesterday Scott brought it to my attention that we were coming up on the 60 day mark of when we are supposed to give notice if we will be moving out of our apartment or not. I can't believe it's been that long, but it really has. So instead of dropping our rent check in the slot like I normally do, I decided to wait to go in today and ask them about the lease because we haven't gotten any information about rent changes, and because it's new ownership, I didn't know if the same rules even applied.

All along we have wanted to buy a house. We have even thrown around the idea that we could rent a house with FIL, if we couldn't get into a house soon enough. Basically with my MIL in a home in California, my FIL debt to income was way too high. My credit is nowhere near good enough, and I don't even have income to add to a loan, so we, as in me and Scott, couldn't get approved for a loan that we would need in order to get a house big enough for our family plus his dad. And now with her here, we would never live under the same house with her. But FIL has shifted his thinking and is now beginning the necessary doctor visits and paperwork to start getting her into a home now. Ideally the two of them should be starting the loan process now because my FIL is not paying anything towards her care. But they haven't started, and Scott can't even get a clear answer from his dad.

Scott wants a house really bad, and I mean I want one, but not that bad. I just want to not struggle for awhile, then consider what we do with our future from there. Not to mention, I am not exactly looking forward to living with his dad again. And I would love for Salem to stay at her school. I hate that I always have to tell Ian to stop running, and that the dog doesn't have a yard. But I like the size of our apartment, and the community we live in. I just can't seem to organize my thoughts, or come to a conclusion on what I want. I do know that it seems easier to stay here for another year, and make sure that we know we can depend on Scott's job, and not wait until the last minute to find a home. It's not like we are unhappy here, it just isn't a house.

Anyway, so I went in today and we have to give written intent of what we are going to do either way by June 9th. If we sign a 12 month lease, we are looking at $77 more a month, a 6 month lease would get us $104 more a month, and if we did a month to month until we made a decision, we would be at $500 more a month and no guarantee on what our rent would be if we were to decide to stay. I'm more comfortable with doing the 12 month lease and then breaking it if we need to. Scott was on his lunch break when he called so I could tell him what they said, and his only reply was "We'll think about it." That statement gives me so much anxiety and makes me feel totally out of control. I'm seriously dreading the next few days.

I did however find an adorable 3 bedroom house for rent that is less than what we are currently paying that would come available on August 1st. And it's in Salem's school district so she wouldn't have to switch……..