Holy Cow. in Will Fly For Food

Kids are expensive. I was reviewing my benefits at work for FY2015. They changed some crap and, of course, raised the rates and decreased the coverage, so you have to go re-enroll and watch a terrible monotone video about how you're being raped because, that's just how it is, OK.

One of the parts of the video was a Flexible Spending Acct for childcare expenses. Normally I think FSA's are bullshit. Ok, they are pre-tax, but seriously? You think you're going to tell me how I can spend MY money and then tell me if I don't use it all by X time it will just disappear? How about FUCK YOU. The medical one said you can only use it on vision, dental, and preventive care. So if I break my leg and go to the ER I can't actually use it? "Oh, I have $3000 in a FSA but can't actually use it to pay you. But I can get my teeth cleaned and my pap smeared. Pass.

Tangent. The Childcare FSA allowed up to $5,000 per year. I was thinking, "That's only about $415 per month. That's not so bad for childcare." Then I asked my friends with kids. $700-$1000 a month for day care. Seriously? I get that watching kids is important but really, $12,000 a year? That's over a third of what I earn a year.

I figured if you put the same amount ($10,000 a year) in a solid investment that got about 7% return for 5 years you would have about $61,000. Instead, you have kids. What. the. fuck. I guess it's only money, which is good, because that's only daycare.

I'm not trying to alienate anyone who has kids although historically my position has been rather "anti-kid". Almost all of our friends have kids. My sister and her husband have kids.

My personal problem with having kids, not to mention the fact I'm just NOT into kids, is that I pretty much had to spend my entire 20's trying to get on solid ground after graduating from college. I really don't want to spend the next 10 on a similarly slippery slope called reproduction. By about age 40 we would probably be getting it under control - just like we are now in our late 20's.

Fucking pass. Call me then, uterus.